AI-assisted internal-audit fieldwork
Follow the loan from sanction to disbursement.
Loan-file review needs to reconcile the terms approved with the amount and timing recorded. Use the evidence and lending criteria your team supplies.
Book a demoIllustrations explain the product model. Confirm your procedure, formats and review requirements during evaluation.
Start with supplied evidence.
Loan population, applications, KYC documents, sanction letters, disbursement export, lending policy, authority matrix and reviewed regulatory material.
An explicit procedure and a concrete exception.
In this invented display example, DEMO-LN-0011 is sanctioned for ₹35,00,000 and disbursed for ₹36,00,000. The ₹1,00,000 excess fails the zero-excess rule in Synthetic Lending Policy v1 §2.
DEMO-CREDIT-001 is a separate single-check illustration: 12 received, 1 excluded, 11 eligible; 9 completed, 1 awaiting evidence and 1 processing error.
Credit and loan files — Q1 FY27 · DEMO-LN-0011
Sanction versus disbursement
Amount mismatch · Awaiting reviewer confirmation
DEMO-LN-0011.pdf · Page 1 · sanctioned amount
- Role / version
- Source of truth · v1
- Original → normalised
- 35,00,000.00 → ₹35,00,000
- Method / corrections
- Illustrative extraction · None in illustration
demo-disbursements.csv · Row 12 · disbursed_amount
- Role / version
- Primary evidence · v1
- Original → normalised
- 3600000.00 → ₹36,00,000
- Method / corrections
- Illustrative row read · None in illustration
Synthetic Lending Policy v1 §2The amount disbursed must not exceed the sanctioned amount. Compare supplied sanction and disbursement evidence with zero excess tolerance.
Effective 2026-04-01 · Recipe v1
Invented source excerpts; no original files are downloadable. Confidence and exact page regions need evaluation against actual evidence.
Illustrative Run snapshot · DEMO-CREDIT-001
9 of 11 eligible records completed.
One check per record · Q1 FY27. Completion does not resolve human review.
- Received
- 12
- Eligible
- 11
- Execution completed
- 9
- Excluded
- 1
- Awaiting evidence
- 1
- Processing failures
- 1
- Pass7
- Fail1
- Insufficient evidence1
- Needs human review1
- Not applicable0
- Processing error1
Outcomes total 11 eligible records; excluded records are separate. Missing evidence is reported separately unless the configured completeness procedure explicitly defines its absence as a failure.
Recipe v1 · Inputs v1 · illustrative engine demo-1 / model fixture-1. Completed Run history is immutable. A new Recipe version creates new work; it does not rewrite this snapshot.
Draft / review incomplete · Finding: Not raised · 0 confirmed exceptions.
Carry the source into review.
The expected output is a record-level exception with expected/actual values, rule/version citation and source Trace. All illustrated results await reviewer confirmation; working-paper status is Draft / review incomplete. Confirmed related exceptions can support a finding after human review.
Check the terms as well as the amount.
A separate term comparison can match the sanctioned tenure, rate or conditions to the supplied agreement and disbursement schedule. Specify the authoritative field, date and tolerance in the Recipe; a disagreement needs its own typed exception and source citations.
For supplied KYC or sanction documents, configure completeness separately. An unavailable sanction source leaves the amount comparison at Insufficient evidence; only a completeness procedure that explicitly requires the document can classify its absence as Fail. Review lending-policy applicability and approval authority before concluding.
Keep the scope clear.
KYC means checks against supplied evidence. No external registry/status lookup, live RBI feed or automatic lending-compliance conclusion is included.
Missing evidence is reported separately unless the configured completeness procedure explicitly defines its absence as a failure.
Is this a current product Run?
No. It is a labelled synthetic illustration, informed by the product model. Current release capture and export acceptance remain outstanding.
Your next procedure
Start with the work you need to review.
Discuss the sources, rules and output your team needs. Please keep confidential audit evidence out of the enquiry form.